useful Links for Swiss Emigrants

Consulate General of Thailand, Basel
 

 

  

 

+++news+++

New legal structure

As per 1st August 2011, SwissInsurance (formerly a unregistered Partnership governed by the Laws of Thailand), was merged into a new legal structure:

"SIO SwissInsuranceOnline GmbH", a newly incepted limited company with  domicile in CH-6060 Sarnen (Switzerland) and duly registered in the Swiss Register of Companies, has taken over all of the assets and liabilities of the former Partnership. The administration of SIO SwissInsuranceOnline GmbH remains outsourced with SwissLaw Co., Ltd. in Thailand and is achieved by its specialized team at the hitherto existing premises (see here).

 

Change of our Office address

At present, the access point for our actual and prospective customers in Thailand are the premises of SwissLaw Co., Ltd.

As per 14th july 2011, SwissLaw Co., Ltd. will dislocate its legal consulting department. We therefore have to slightly amend our contact data, with effect as per 14th july 2011 (see here)

Premiums 2011

This year, HealthCare International has revised the Premiums effective as per start/renewal dates from 1st July 2011 and later. The general increase amounts to  6,5 % in all of the age bands and applies to the renewals and the new Members as well. The increase in the Premiums can be considered moderate and is significantly lower than in the precedent years. It reflects only a share in the general increase of worldwide medical costs.

If your individual Premium increase should be more than 6,5%, we presume that you simultaneously have moved into the next age band. Please consult the online-premium calculator on this website, it will help you to clarify your case.

New: you find the updated and detailed list of the Provider Network (Clinics and Hospitals) in Thailand on the side bar of our Website

Information from HealthCare International Global Network Ltd.

The present Underwriter of HCI's Health Plans, "Sagicor Life and Capital", has withdrawn from the international HealthCare business. Therefore, HealthCare International has committed new Underwriters, i.e. ColinaImperial, a subsidiary of Colina Holdings Bahamas Ltd, and National Life Insurance Company (NLIC), a member company of Optimum Group, USA. These Companies are endowed with large financial reserves and rated "A" (excellent) by the most reputed worldwide Rating Agency for Insurers, A.M. Best. This will guarantee the continued financial security for our clients.

Update of the Insurance Plans for Policies starting 1st September 2009 or later

The Plans concerning the first applications or renewals of Policies with start date from 1st September 2009 or later have been subject to various minor amendments, mainly improving your benefits. On the other hand, concerning the Premium and the Executive Plans, HealthCare International has introduced yearly maxima for prescribed drugs. The summary of the various Plan's benefits shown on our website have been adjusted accordingly.

we have a new e-mail address:

swissinsurance@tttmaxnet.com

Thailand:

Bangkok Hospital Pattaya (BHP; Bangkok Dusit Medical Services PCL)
Chiangmai-Ram (Chiangmai; Ramkhamhaeng Hospital Group)

Based on a new bilateral agreement between HealthCare International and the above Hospitals, direct settlement of claims with these Hospitals is granted with immediate effect.

New Insurance Plans 2009

Here you go to see the new Insurance plans. The changes compared to the 2008 Plans are minor and mainly concern the out-patient benefits (regarding the plans where they are covered). Despite the premium increase as per 2009, we still offer an unparalleled premium-/benefits ratio.

Listed Hospitals

Considering the meanwhile significant number of Expats in Thailand which became customers of HealthCare International, we are now negotiating agreements with the most important Hospitals  of the concerned areas.  The objective of such agreements is to arrange the straightforward direct billing by the Hospital to HCI, in order to avoid the Hospitals to refuse the direct billing and compelling cash payment by the patient, leading often to unnecessary and overpriced treatments, of which the Insurance understandably refrains from compensation. You may "google" your preferred Hospital in the Internet, and, if you're lucky, find some meaningful blogs.

New applications with start date 1. January 2009 or later

HCI inform us that new applications with start date 2009 are subject to partly sharp increases of the premiums.  Such applies especially for older aged first-applicants. Following our prima facie comparisons, the premium increases amount from around 50% to even over 100%, depending upon the Plan and the age group. Following HCI, such is based on the severe rise of healthcare claims and expenses of these age groups in the recent past . You may consult our Instant Online Premium-Calculator to calculate your premium.

Concerning our existing Customers, the premiums for renewal shall be re-assessed as per 1st June 2009. There are to be expected inflation based increases in the single digit percent range.


 
 


International Healthcare-Insurance for Expatriates
Internationale Krankenversicherungen für Auswanderer
assurance accidents-maladie internationale pour expatriés